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Layaway Policy


Effective as of May 27, 2003

1. Layaway terms are available for merchandise priced at $200.00 and
     up. Length of layaway is determined by cost of merchandise.  Call or
email for specific details.

2. Each payment is due on the same day of each month and is determined
         by the date the down payment was made.  For example, if down payment
         was paid on the 12th day of the month, then all future payments are due
 on the 12th day of each month for the course of the layaway

3. If monthly payment is more than 10 days late, a $10.00 late fee will be
added to layaway balance

4. If more than 60 days lapse between payments, then the merchandise
 will be removed from layaway and all funds will be forfeited.

5. If customer cancels layaway at any time, a 20% restocking fee will be
 charged and a store credit is issued for any remaining amount.

6. Layaway terms are not available for sale merchandise.

7. The terms of this policy may change at any time.  The policy in effect
   at the time you make your down payment will govern your layaway.